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Current Loan Rates

We offer a full line of loan options including Real Estate, Mobile Home, Auto, Commercial, Agricultural, Various Lines of Credit, Signature, and Term Share Loans.

Effective PRIME RATE 3.25% AS OF December 1, 2008, Rates listed effective December 7, 2009
Loan
Terms
APR *
New and Nearly New Automobiles and RV's
up to 72 months
6.49-6.99%
  Motor Homes
up to 120 months
6.49-6.99%
Used Autos and RV's
up to 60 months
7.49-9.49%
  Motor Homes
up to 84 months
7.49-9.49%
ATV's
up to 48 months
8.99%
Mobile Home New without Real Estate
up to 180 months
7.75 %
Used without Real Estate
up to 120 months
8.99%
New/Used with Real Estate
up to 240 months
7.25-8.49%
Other Secured Loan
(Computer, Appliance, Furniture, etc)
up to 48 months
9.99%
Unsecured Loans
up to 48 months
14.50 %
Visa
NA
14.90%
Home Purchase/Refinance
*Long Term Low Fixed Rate Real Estate Loans Now Available! - Contact Credit Union for More Information
  LTV up to 80% Fixed Rate
up to 60 months
** 7.25-8.00%
LTV up to 80% Fixed Rate
up to 120 months
** 7.99-8.49%
** Term depending on inclusion of HELOC or extended amortization with balloon due in 120 months
PRIME RATE 3.25%  AS OF January 1, 2009, posted rates effective December 7, 2009
Home Equity Loan
20 amortization/5 yr balloon Adjustable
from 120 to 240 months
7.49-7.99%
Home Equity Line of Credit
  Adjustable
5 year take out
10 year repayment
5.75%
Commercial Loans
up to 84 months
Negotiable
Rate & Fee
Commercial Real Estate Loans
**up to 144 months
Negotiable Rate & Fee
** Term depending on inclusion
of HELOC or extended amortization with balloon due in 120 months
FMHA Guaranteed Loans
Prime + 1.75%
Notice of Assignment (with USFS)
60 Day One Pay
9.99%
Assignment of Contracts
11.75%
Share Secured
Dividend Earned on
Secured Share + 2%
Lines of Credit
  Unsecured LOC Adjustable
Floor of 7%
7.00%
Secured LOC Adjustable
Floor of 7%
7.00%
Commercial LOC Adjustable
Floor of 7%
7.00%
Agricultural LOC Adjustable
Floor of 7%
7.00%
AG Operating One Pay
  Fixed
One Pay
7.50 %

* APR = Annual Percentage Rate

© 2003 Old West Federal Credit Union. "This credit union is federally insured by the National Credit Union Administration."