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Current Loan Rates
We offer a full line of loan options including Real Estate, Mobile
Home, Auto, Commercial, Agricultural, Various Lines of Credit, Signature,
and Term Share Loans.
Effective
March 25, 2008
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| Loan |
Terms |
APR
* |
| New and Nearly New Automobiles and
RV's |
up to 72 months
|
7.49-7.99%
|
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Motor Homes |
up to 120 months
|
7.49-7.99%
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| Used Autos and RV's |
up to 60 months
|
8.49-9.99%
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Motor Homes |
up to 84 months
|
8.49-9.99%
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| ATV's |
up to 48 months
|
9.99%
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| Mobile Home |
New without Real Estate |
up to 180 months
|
8.75 %
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| Used without Real Estate |
up to 120 months
|
9.49 - 10%
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| New/Used with Real Estate |
up to 240 months
|
9.49 - 10%
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Other Secured Loan
(Computer, Appliance, Furniture, etc)
|
up to 48 months
|
9.99%
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| Unsecured Loans |
up to 48 months
|
14.50 %
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| Visa |
NA
|
14.90%
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| Home Purchase/Refinance |
| *Long Term
Low Fixed Rate Real Estate Loans Now Available! - Contact
Credit Union for More Information |
| |
LTV 65 - 80% |
Fixed Rate |
up to 240 months
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** 7.75-8.99%
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| LTV up to 65% |
Fixed Rate |
up to 240 months
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** 7.75-8.99%
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** Term depending on inclusion of HELOC or extended amortization with balloon due in 120 months
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PRIME RATE IS 5.25% AS OF March 25, 2008
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| Home Equity Loan |
| |
Fixed Rate |
60 months
|
7.75-8.99%
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| Home Equity Line of Credit |
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Adjustable |
5 year take out
10 year repayment
|
6.75%
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| Commercial Loans |
up to 84 months
|
Negotiable
Rate & Fee
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| Commercial Real Estate Loans |
**up to 144 months
|
Negotiable Rate & Fee
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** Term depending on inclusion
of HELOC or extended amortization with balloon due in 120 months
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| FMHA Guaranteed Loans |
|
Prime + 1.75%
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| Notice of Assignment (with USFS) |
60 Day One Pay
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9.99%
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| Assignment of Contracts |
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11.75%
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| Share Secured |
Dividend Earned on
Secured Share + 2%
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| Lines of Credit |
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Unsecured LOC |
Adjustable |
Floor of 7%
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8.25%
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| Secured LOC |
Adjustable |
Floor of 7%
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7.75%
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| Commercial LOC |
Adjustable |
Floor of 7%
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8.00%
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| Agricultural LOC |
Adjustable |
Floor of 7%
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8.25%
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| AG Operating One Pay |
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Fixed |
One Pay
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8.50
% |
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* APR = Annual Percentage Rate

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