Privacy Policy
FACTS WHAT DOES OLD WEST FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number
  • Account balances
  • Payment history
    		•
  • Transaction history
  • Credit history
  • Checking account information
    		•
    When you are no longer a member, we continue to share your information as described in this notice.
    How? All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Old West Federal Credit Union chooses to share; and whether you can limit this sharing.
    Reasons we can share your personal information Does Oldwest Federal Credit Union share? Can you limit this sharing?
    For our everyday business purposes -
    such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus    		 Yes No
    For our marketing purposes -
    to offer our products and services to you    		 No We don't share
    For joint marketing with other financial companies No We don't share
    For our affiliates' everyday business purposes -
    information about your transactions and experiences    		 No We don't share
    For our affiliates' everyday business purposes -
    information about your creditworthiness    		 No We don't share
    For nonaffiliates to market to you No We don't share
    What We Do
    How does Old West FederalCredit Union protect my personal information? To protect your personal information from unauthorized access and use, we usesecurity measures that comply with federal law. These measures include computersafeguards and secured files and buildings.
    We also maintain other physical, electronic and procedural safeguards to protectthis information and we limit access to information to those employees for whomaccess is appropriate.
    How does Old West FederalCredit Union collect my personal information? We collect your personal information, for example, when you
  • Give us your income information
  • Provide employment information
  • Apply for financing
    		•
  • Make a wire transfer
  • Show your driver's license
    		•
    We also collect your personal information from others, such as credit bureaus,affiliates, or other companies.
    Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes - information about yourcreditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
    • State laws and individual companies may give you additional rights to limit sharing.
    Definitions
    Affiliates Companies related by common ownership or control. They can be financial andnon-financial companies.
  • Old West Federal Credit Union has no affiliates.
    		•
    Nonaffiliates Companies not related by common ownership or control. They can be financial andnon-financial companies.
  • Old West Federal Credit Union does not share with nonaffiliates so they canmarket to you.
    		•
    Joint Marketing A formal agreement between nonaffiliated financial companies that together marketfinancial products or services to you.
  • Old West Federal Credit Union doesn't jointly market.
    		•
    Questions? Call 541-575-0264
    © 2003 Old West Federal Credit Union. "This credit union is federally insured by the National Credit Union Administration."