 |
 |
|
|
 |
 |
|
|
 |
|
 |
|
 |
|
 |
|
 |
|
 |
|
 |
|
|
|
|
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Current Savings RatesEffective
:Rates in effect as of February 12, 2009 and subject to change at any time. Contact your branch for latest rates.
Rates may change after the account is opened. |
||
| Share Accounts | Dividend
Rate |
APY
* |
| Daily Passbook with Life Insurance |
0.78%
|
0.78%
|
| Daily Passbook / No Life Insurance |
0.80%
|
0.80%
|
| Christmas Club |
1.03%
|
1.03%
|
|
||
| Checking Accounts | Dividend
Rate |
APY * |
| Personal Checking No service charge, no minimum balance |
0.29% (Dividends are paid monthly if a $1,000 average daily balance is maintained.)
|
0.29%
|
| Low Activity Business Checking No service charge, no minimum balance |
No Dividends
|
|
| High Activity Business Checking |
Analysis Basis
|
|
|
||
| Money Market Accounts | Dividend
Rate |
APY * |
| $0 to $4,999.99 |
0.78%
|
0.78%
|
| $5,000.00 $9,999.99 |
0.88%
|
0.88%
|
| $10,000.00 to $24,999.99 |
1.03%
|
1.03%
|
| $25,000.00 to $49,999.99 |
1.17%
|
1.18%
|
| $50,000.00 to $74,999.99 |
1.22%
|
1.23%
|
| $75,000.00 to $99,999.99 |
1.27%
|
1.28%
|
| $100,000.00 to $199,999.99 |
1.27%
|
1.28%
|
| $200,000.00 and over |
1.37%
|
1.38%
|
|
||
| IRA Accounts | Dividend
Rate |
APY * |
| Open IRA Traditional, Roth, Education, and SEP |
1.52%
|
1.53%
|
| All Term Shares can be
invested as IRA's at current Term Share rates! |
||
|
||
* APY = Annual Percentage Yield
|
||
Effective
:Rates in effect as of February 12, 2009 and subject to change at any time. Contact your branch for latest rates.
|
|||
|
Term Share
Account Specials |
|||
| TERM |
MINIMUM |
DIVIDEND RATE |
APY * |
12 MONTH
|
$1,000.00
|
2.25%
|
2.25%
|
| |
|
||
|
|
|||
Term
Share Accounts |
|||
| TERM |
MINIMUM |
DIVIDEND RATE |
APY * |
91 DAY
|
$1,000.00
|
1.10%
|
1.10%
|
|
|
|||
182 DAY
|
$500.00
|
1.30%
|
1.31%
|
182 DAY
|
$5,000.00
|
1.30%
|
1.31%
|
182 DAY
|
$10,000.00
|
1.35%
|
1.35%
|
|
|
|||
182 DAY
|
$25,000.00
|
1.35%
|
1.36%
|
|
|
|||
1 YEAR
|
$500.00
|
1.80%
|
1.80%
|
1 YEAR
|
$1,000.00
|
1.90%
|
1.90%
|
1 YEAR
|
$10,000.00
|
2.05%
|
2.05%
|
1 YEAR
|
$25,000.00
|
2.10%
|
2.10%
|
1 YEAR
|
$50,000.00
|
2.15%
|
2.15%
|
| |
|||
18 MONTH
|
$100.00
|
2.25%
|
2.27%
|
|
|
|||
30 MONTH
|
$100.00
|
1.80%
|
1.81%
|
30 MONTH
|
$1,000.00
|
1.90%
|
1.91%
|
30 MONTH
|
$10,000.00
|
2.35%
|
2.37%
|
30 MONTH
|
$25,000.00
|
2.35%
|
2.37%
|
30 MONTH
|
$50,000.00
|
2.35%
|
2.38%
|
|
|
|||
5 YEAR
|
$500.00
|
2.80%
|
2.83%
|
5 YEAR
|
$1,000.00
|
2.85%
|
2.88%
|
5 YEAR
|
$10,000.00
|
3.00%
|
3.03%
|
5 YEAR
|
$25,000.00
|
3.00%
|
3.03%
|
5 YEAR
|
$50,000.00
|
3.10%
|
3.14%
|
| |
|||
| * APY = Annual Percentage Yield
|
|||
|
|
|
|
|
|
|
©
2003 Old West Federal Credit Union. "This credit union is federally
insured by the National Credit Union Administration." |
 |