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Current Savings RatesEffective
Rates in effect as of February 1, 2010 and subject to change at any time. Contact your branch for latest rates.
Rates may change after the account is opened. |
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| Share Accounts | Dividend
Rate |
APY
* |
| Daily Passbook with Life Insurance |
0.78%
|
0.78%
|
| Daily Passbook / No Life Insurance |
0.80%
|
0.80%
|
| Christmas Club |
0.90%
|
0.90%
|
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| Checking Accounts | Dividend
Rate |
APY * |
| Personal Checking No service charge, no minimum balance |
0.29% (Dividends are paid monthly if a $1,000 average daily balance is maintained.)
|
0.29%
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| Low Activity Business Checking No service charge, no minimum balance |
No Dividends
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| High Activity Business Checking |
Analysis Basis
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| Money Market Accounts | Dividend
Rate |
APY * |
| $0 to $4,999.99 |
0.78%
|
0.78%
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| $5,000.00 $9,999.99 |
0.88%
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0.88%
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| $10,000.00 to $24,999.99 |
0.93%
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0.93%
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| $25,000.00 to $49,999.99 |
0.98%
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0.98%
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| $50,000.00 to $74,999.99 |
1.03%
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1.04%
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| $75,000.00 to $99,999.99 |
1.08%
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1.09%
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| $100,000.00 to $199,999.99 |
1.13%
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1.14%
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| $200,000.00 and over |
1.18%
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1.19%
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| IRA Accounts | Dividend
Rate |
APY * |
| Open IRA Traditional, Roth, Education, and SEP |
1.52%
|
1.53%
|
| All Term Shares can be
invested as IRA's at current Term Share rates! |
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* APY = Annual Percentage Yield
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Effective
:Rates in effect as of January 19, 2010 and subject to change at any time. Contact your branch for latest rates.
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| Term
Share Account Specials |
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| TERM |
MINIMUM |
DIVIDEND RATE |
APY * |
30 MONTH
|
$5,000.00
|
2.20%
|
2.22%
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Term
Share Accounts |
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| TERM |
MINIMUM |
DIVIDEND RATE |
APY * |
91 DAY
|
$1,000.00
|
0.85%
|
0.86%
|
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182 DAY
|
$500.00
|
1.05%
|
1.06%
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182 DAY
|
$5,000.00
|
1.10%
|
1.11%
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182 DAY
|
$10,000.00
|
1.20%
|
1.21%
|
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182 DAY
|
$25,000.00
|
1.20%
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1.21%
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12 MONTH
|
$500.00
|
1.35%
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1.35%
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12 MONTH
|
$1,000.00
|
1.45%
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1.45%
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12 MONTH
|
$10,000.00
|
1.50%
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1.50%
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12 MONTH
|
$25,000.00
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1.55%
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1.55%
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12 MONTH
|
$50,000.00
|
1.60%
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1.60%
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18 MONTH
|
$100.00
|
1.75%
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1.77%
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30 MONTH
|
$100.00
|
1.50%
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1.51%
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30 MONTH
|
$1,000.00
|
1.90%
|
1.91%
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30 MONTH
|
$10,000.00
|
2.00%
|
2.02%
|
30 MONTH
|
$25,000.00
|
2.20%
|
2.22%
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30 MONTH
|
$50,000.00
|
2.20%
|
2.22%
|
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36 MONTH
|
$1,000.00
|
2.50%
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2.53%
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60 MONTH
|
$500.00
|
2.60%
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2.63%
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60 MONTH
|
$1,000.00
|
2.85%
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2.88%
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60 MONTH
|
$10,000.00
|
3.00%
|
3.03%
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60 MONTH
|
$25,000.00
|
3.00%
|
3.03%
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60 MONTH
|
$50,000.00
|
3.10%
|
3.14%
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| * APY = Annual Percentage Yield
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©
2003 Old West Federal Credit Union. "This credit union is federally
insured by the National Credit Union Administration." |
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